Good to know I dont need to consider that point. Thanks!

These are good thoughts, thank you. The bonus is actually part of my TC so I'm ok with this becoming the new norm (if things go well, this'll be my last job before I retire early). I've been maxing my 401k for a decade so I'm used to the old paycheck amount and I've got plenty of emergency savings in case things go sideways (they went VERY sideways earlier this year and I used <10% of my e-fund).

And I like the idea of 401k just being 'done' for the year - hence why I'm asking to see if I'm missing anything glaring.

Thanks!