6 years after my Chapter 7 closing and I’ve now bought a house and Credit Score is around 730.
You are very much correct, every single payment on time or early. Extra payments, small credit card balances wiped clean monthly, etc. It is very tough but also very doable!
wcshrtstop t1_iydouql wrote
Reply to comment by dwright1542 in Help! Drowning in debt. by nah_just_ocd
6 years after my Chapter 7 closing and I’ve now bought a house and Credit Score is around 730.
You are very much correct, every single payment on time or early. Extra payments, small credit card balances wiped clean monthly, etc. It is very tough but also very doable!