Or like to camp or hike in areas with crappy cell service.

My kids' scout program used to use Paypal for payments but they cracked down on the free friends and family option and now prefer checks to avoid the service fees on collecting money.

I'm going with poppycocalypse.

College towns are often expensive to live in. Many colleges require students to live in dorms with a food plan for one or two years. The dorm plus food plan is generally much more than a budget conscious person would otherwise spend on housing and food.

My oldest is currently living at home and attending community college with the hope of transferring to the local university after 2 years. We will pay nothing more for his housing and food than we did when he was in high school. His brother hopes to go straight to a 4 year college anywhere but near home. We will save nothing on housing with him gone, have modest food savings of roughly $2000/year and shell out probably $10k-20k per year for food and housing depending where he goes and whether he stays in dorms or rents a room off campus.

Cost of Attendance includes room and board, as well as transportation, books & supplies, and other fees. So it is Cost of Attendance; it is not just tuition.

I have two pending ambulance bills in California. One is $2600, the other is $11,500 (I think that covers 2 rides). They considered out of network but insurance will still limit what they can collect and, frankly, I just wouldn't pay them if they didn't. They're saying I should expect to pay $250 for one and $650 for the other but I don't have final bills yet.

$10k is a massive underestimate for a surgery and a couple days in the hospital. The per day hospital stay alone is likely $10k. My husband's bypass surgery alone was $115k and that did not include individual surgeons, lab work, anesthesiologists. The anesthesiology bill is pending at $6550 (like the ambulances, considered out of network but assume insurance will reduce it).