toorichformyblood

toorichformyblood t1_jaut062 wrote

Little info to help with a sale/resale. Remove the stove for permitting issues. Buyers will know they can throw one in but it won’t be approved for some financing if it’s still there and not a “legal kitchen”

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toorichformyblood t1_jaustut wrote

Yes, many Italian and Portuguese families have kitchens in the basement. They are sauce kitchens or places to cure meats etc. pretty common in towns like North providence or westerly.

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toorichformyblood t1_j970twh wrote

A program is probably not a good option. However this may be the time to contact a seller directly. Agree upon this years market pricing and then have them hold the mortgage until an agreed upon time you can refinance under your name. A serious seller will want a down payment and you will still need an atty to hold the closing as well as be responsible for the cost of that up front vs rolling it to a mortgage. You will also be responsible for all repairs as well as taxes/fire taxes. It’s doable I bought my own home this way at the end of the last housing crisis. Was able to refinance it into a VA mortgage when our home in Virginia finally was sold. Unfortunately as a first time buyer this year you would miss out on the great grant program that’s available right now. Work with a local mortgage broker to see if they have something that works for you it may be an option.

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toorichformyblood t1_iv8c80t wrote

How’s McKee working out for any of us though? Seriously he’s the worst. And he is obviously crooked like the rest but not in the good old day type. Just the worst kind of political extortion type. He’s fucked and we are too

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