theultimateusername
theultimateusername t1_j5mj83o wrote
Reply to comment by g33k_girl in LPT: whenever you buy online or offline in a different currency than your standard one, make sure you don't allow the website or POS machine to charge you in your "home" currency. You want to be charged in the foreign currency. Same with ATMs abroad. by my_n3w_account
What card is this that charges $5 + 5% in foreign currencies. I would change my bank ASAP
theultimateusername t1_j5mj3mp wrote
Reply to LPT: whenever you buy online or offline in a different currency than your standard one, make sure you don't allow the website or POS machine to charge you in your "home" currency. You want to be charged in the foreign currency. Same with ATMs abroad. by my_n3w_account
This is accurate. The fee your bank charges you at home is always less than the exchange fee by the POS.
Even if your bank charges a 2-3% on foreign currency, I've found this is still higher.
They're not giving you the option to make it easier for you, they're just doing it to make a profit on the fx exchange as well as your initial payment.
theultimateusername t1_j7ytvqd wrote
Reply to Median New York rent passes $4,000 a month in January by geoxol
It's getting wild. Just gave up my apartment since I'm not usually in the city much anymore, I just grab hotels when I'm in town now.