thegelatoking
thegelatoking t1_j6oas22 wrote
Reply to 401k Noob Question - by BlueDoe1775
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it's fine. save yourself the trouble and just leave it; no need to flip flop.
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Job would state something like "matches 35% up to $X" read how much it will match up to. Then you can put just that exact amount.
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contribute enough to get the full match which is free money.
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pick a target date fund closest to the year you turn 60-65 years old
thegelatoking t1_j6oadmr wrote
Reply to Why would my credit score drop randomly? by SenorNoods
Gravity. 25 drop is nothing to worry about.
thegelatoking t1_iydp36a wrote
If it was an INCREASE of 25% would you like your company to say "do over" and not count the value change? Probably not.
thegelatoking t1_iy90b41 wrote
Reply to comment by TheBeatdigger in Best way to transfer current year traditional IRA contributions to a Roth IRA? by MosDefNoDoubt
There is a phase out of the amount you deduct from taxes if you have income in that range. Can't remember the specific math but if you're at $68K you can deduct only 5000, if $69K you can deduct only 4000, etc until it's completely phased out to cannot deduct any.
Business as usual if you don't have an employer 401k
PS not exact numbers because I can't remember...but example of how it works.
thegelatoking t1_j6or7j8 wrote
Reply to comment by SenorNoods in Why would my credit score drop randomly? by SenorNoods
25 is not a steep drop. Any number of things...Company's methods and algorithms are proprietary and not available to the public
Number of days in the month the score was calculated, change in their algorithm used to calculate the score, change in credit utilization (up or down), usage/activity, change of address, market factors, a company accidentally put an extra letter in your name so now you have an "alias" on your report, etc.