Your cost did not account for storage and bandwidth

The same thing can be said for someone never standing up server in AWS, GCP, AZURE, VPS, DIGITAL OCEAN.

I don't get your point.

Have you thought about buying your own hardware?

For $700-900 You can get recertified dell R820 40 cores/80 threads 256gb ram server with RAID10 SAS drives (8 or 16)

Or if you need GPU $1,100 For an HP Z840 WORKSTATION 24cores/ 48 threads and 128gb ram and 8gb workstation GPU. (we got lucky found one that had 512gb ram and dual GPU)

You can pick these up multiple places or Amazon and Amazon offers no interest financing for 12 months equal payments on amazing credit card. They come with 90 day warranty but can buy an extended warranty

This will pay for itself if you are actively training models and also working with any big data as clouds charge for bandwidth in and out of their systems and offcourse storage