Ask - "Is there any discount for not driving a ton? I only drive about [something under 10k] miles per year." I believe the threshold varies by state, but the state I worked in has a threshold of 12k.
We weren't supposed to offer this discount unless something like the above was mentioned by the potential customer, but we would sometimes probe it out of them if we needed to get the price down to close a deal. (i.e., "If you had to guess, how many miles would you say you drive per month?")
State Farm is not set up to frequently review the mileage on your vehicle, so if you receive that discount you can carry it for at least the 6-12 month period of your policy, and likely longer.
Edit: Additionally, the Drive Safe & Save is another solid option to get $10-$20 off your monthly payment. You only have to activate it a few times a month to receive the discount. It may effect the LMD when your policy renews, however...
rtmillerx t1_iuitbys wrote
Reply to comment by csimonson in Your insurance will most likely be going up by Grayjay000
State farm secret from a former sales intern...
Ask - "Is there any discount for not driving a ton? I only drive about [something under 10k] miles per year." I believe the threshold varies by state, but the state I worked in has a threshold of 12k.
We weren't supposed to offer this discount unless something like the above was mentioned by the potential customer, but we would sometimes probe it out of them if we needed to get the price down to close a deal. (i.e., "If you had to guess, how many miles would you say you drive per month?")
State Farm is not set up to frequently review the mileage on your vehicle, so if you receive that discount you can carry it for at least the 6-12 month period of your policy, and likely longer.
Edit: Additionally, the Drive Safe & Save is another solid option to get $10-$20 off your monthly payment. You only have to activate it a few times a month to receive the discount. It may effect the LMD when your policy renews, however...