I genuinely wouldn’t know as I never have- I make about $3,200 per paycheck and while my bonus is 10% of my income, it’s obviously taxed highly so I’ve never had an amount above $6K hit my bank account at once.

It’s the latter- one month apart. I didn’t know anything about structuring or that you could get in trouble so thank you everyone! Definitely would rather fill out a form than commit a crime lol