nozzery
nozzery t1_j2c5aze wrote
Reply to 3k investment loss tax write-off questions by leevin03
Go to olt.com, plug in your numbers, see what comes out - 2022 software is already online. No reason to guess at results.
nozzery t1_j2c541k wrote
Reply to comment by Mashtatoes in Help me Understand Treasury Bills by Minions89
This is the answer. No state taxes.
nozzery t1_j2c4wi8 wrote
Reply to Laid off and lost my stock options (but they said I could keep them) - am I out of luck? by those_pesky_kids
No. You've no recourse. Agreements are worded with cliffs for this exact reason. Unless you have "you can keep your stock options and X will vest immediately" in writing. Otherwise they will just say you misunderstood the verbal discussion (which maybe you did). Move on.
nozzery t1_iy2qvwt wrote
Reply to Can I afford this car? by [deleted]
No, buying this car is a really bad financial move. You can still do it, people make bad financial moves all the time. Don't do it. Or do, but you will definitely look back on it with regret
nozzery t1_iy12ari wrote
Reply to Is buying a new truck dumb by [deleted]
Why don't you try long-term renting or short-term leasing a truck to get your side gig off the ground, and then if things look good then you'll have a better idea of the profit potential. But on the surface, yes, buying a truck to start a side-gig with unknown upside is not a good move, at all.
nozzery t1_iuiz1uh wrote
Reply to comment by DontDoxMeDaddy in Saving Account Rates and Changing Banks by DontDoxMeDaddy
2.95% is your earnings after removing the expenses already. 2.95% is better than you will find at any bank, and goes up automatically when the fed raises rates
nozzery t1_iuit815 wrote
Fidelity Cash Management Account. No ATM fees worldwide, no NSF fees, no Wire fees. If you buy SPRXX as your money market fund then you earn 2.95%, fully liquid. The rates go up with Fed rate increases, much faster than any bank/creditunion
nozzery t1_iuit19d wrote
Reply to beat checking account by Longjumping_Bad9373
Fidelity Cash Management Account. No ATM fees worldwide, no NSF fees, no Wire fees. If you buy SPRXX as your money market fund then you earn 2.95%, fully liquid.
nozzery t1_iugz5ne wrote
Reply to Credit Card Fraud Help Please by Own_Objective_3090
File a police report. Call and ask to speak to the fraud dept and give them the police report number. File a cfpb complaint, consumerfinance.gov
nozzery t1_iugz0tb wrote
Reply to Should we get married to file jointly? by Leash423
The whole year as long as you're married by 12/31
nozzery t1_iugyzi7 wrote
Reply to comment by agm_93 in Can I use past expenses as a tax deduction? by agm_93
You need to actually do a model using either a tax calculator or tax software
nozzery t1_iufpz65 wrote
Reply to What is the 2023 HSA Contribution Limit for Spouse & Me Having Separate Individual HDHP Plans by broFenix
BCBS silver is not eligible for HSA. Any plan that is eligible for HSA says either "HSA" or "HDHP", because this is a feature they want you to know about, when it is available (they do not hide it). You are stuck with the individual contribution limit.
nozzery t1_j2c5ftu wrote
Reply to Can I re-negotiate lease terms with my apartment complex? Here is my situation… by [deleted]
You can negotiate in 10 mo. Or you can break your lease if there's an early termination clause. Otherwise stop price comparing after you've already made the purchase, it can only make you unhappy