It depends on your goals here. But I would (assuming you have no other debt) pay off the car loan right now and put $43,200 in a HYSA so you gain some interest while your student loans are at 0%. Keep contributing your 1K monthly, should be $1,300 now since your car is paid off, and once those student loans start charging interest again pay it off.
Or if you find a house you like and its affordable you use that money for a downpayment on a house. Then work on paying off those student loans. Ideally your income will increase and you'll be able to save more or pay more towards the loans.
nothinbutflip t1_jege3or wrote
Reply to Paying off car loan in full vs. paying off student loans in full vs. downpayment on property by nearlymind
It depends on your goals here. But I would (assuming you have no other debt) pay off the car loan right now and put $43,200 in a HYSA so you gain some interest while your student loans are at 0%. Keep contributing your 1K monthly, should be $1,300 now since your car is paid off, and once those student loans start charging interest again pay it off.
Or if you find a house you like and its affordable you use that money for a downpayment on a house. Then work on paying off those student loans. Ideally your income will increase and you'll be able to save more or pay more towards the loans.
You're in a good place. Great job saving 50K.