m4gpi
m4gpi t1_ja8krmo wrote
Reply to comment by ayeeflo51 in Eli5 credit score please. by astajaznan
Yes I should have added that. A little credit, good utilization, and a healthy credit score go a long way (at least in the US) towards financial freedom. They are good tools in the game of money.
m4gpi t1_ja8eo4q wrote
Reply to comment by astajaznan in Eli5 credit score please. by astajaznan
The “safest” for the bank IS the person who is unreliable. The fees for no-, late-, or under-payments (and interest) all go to the bank. So really the ideal customer is someone who uses a lot of their credit, and isn’t the best at repaying under the agreed terms. What they really want is someone who makes occasional or frequent mistakes, but at least tries to keep up.
m4gpi t1_j9q60r3 wrote
The super cheap fix is tape a plastic sheet over the window, in front of it. If you can make two layers that don’t touch one another, you’ll get better insulation.
m4gpi OP t1_j2f80ln wrote
Reply to comment by pancak3d in Another FSA question - Amazon and reimbursements by m4gpi
Thank you for the reassurance. That all makes sense.
m4gpi OP t1_j2f7xqd wrote
Reply to comment by [deleted] in Another FSA question - Amazon and reimbursements by m4gpi
Thanks!
m4gpi OP t1_j2f7x9l wrote
Reply to comment by ahj3939 in Another FSA question - Amazon and reimbursements by m4gpi
Thanks!
Submitted by m4gpi t3_10024zn in personalfinance
m4gpi t1_j2al7zp wrote
Reply to comment by spudmix in ELI5 - What is that shock we feel in our jaws while eating sweets? by garota_enxaqueca
If I even think about anything tart, like a sour candy, that gland starts pumping out saliva to a painful degree. It’s like a yawn with a mouth full of glass. Oops there it goes.
m4gpi t1_ivhpehf wrote
Reply to comment by Naginiorpython in [OC] First and last frost dates for Concord, NH for 80 years. The growing season is getting longer. Repost because the image got deleted somehow. by reficius1
An extended growing season is certainly a benefit, but it’s likely to be offset by increased disease and pestilence, and shifts in temps/rain/humidity (that translate to loss or relocation of arable land).
And, come to think of it, in terms of “world hunger”, rice, corn and wheat are the big crops, and they are all single-harvest products - what starts growing at the beginning of the season is what you (hopefully) get at the end. A slightly longer season might mean more indeterminate tomatoes, but doesn’t necessarily translate to more or even better wheat, etc. At the local/home-garden level a longer season certainly would be useful (assuming no changes in normal growing conditions).
m4gpi t1_itnacs3 wrote
The podcast Sawbones (maximum fun network) is on medical history, and I’m sure there are a more than a few episodes on depression. The host always goes over (ancient) historic records, so you may get some specifics there as well.
m4gpi t1_je0skaf wrote
Reply to comment by Alexander_Elysia in ELI5: if protein is broken down into peptides in the stomach/digestive tract, why would consuming something like "active collagen" do anything? by Alexander_Elysia
It is still “extra protein” so if that’s something you think your dad could use, like if he has a crap diet, in that sense it’s a good thing. He could also take whey protein (which is cheaper, but some people have digestive issues with it), egg protein, pea protein… each of these has different qualities in terms of cost, slight flavor, digestibility, water-solubility, whether it can be cooked/baked, etc. Protein is important (especially in aging folks) so keeping the intake high is beneficial. The fact that it’s specifically collagen-derived, or whey, or egg, etc. is mostly irrelevant.