I think we should be worried about bank failures because the impact can cost the government greatly and can ultimately make life a lot more difficult for the little people.

I pulled the majority of my money of my bank when SVB crashed. I might not have needed to, but it feels better to be prepared.

They should. But when they do, the people who made the decisions often come out unscathed, and the problems transfer to other people.

For example, when SVB was failing. Top executives sold their shares and paid out large bonuses to staff during the months before the collapse. Then when the collapse happened, the bank simply dissolved and the FDIC picked up the bill. The institution failed, but the people who ran it into the ground didn't.

Go Poland! Keeping cars alive