It’s likely just the insurance limit for the carrier on this claim, but they can amend later if additional coverage is found.

Even at the highest attorney fee level in this area, should be around 450k to the client, then if a tort claim is made to the State of MO and is paid then up to about 675k in total to the client. That is also assuming there is no other insurance coverage or liability for the company. It pales in comparison to losing the love of your life, but usually that’s what you are able to get out of the civil case.

You are usually confined to the insurance limits and the minimum policy in MO for semis is 750k, so they may already know the limit. There are additional claims that can be made (tort claim to the State), but it will be unlikely to get more unless there’s additional coverage which is found (happens pretty commonly) or if you get his employee file and find something bad for the company such as he was working too many hours, had a bad driving record, etc. They can always amend the complaint in federal court if more coverage is found or another claim can be made.