Certainly has. However, past performance isn’t a good indication of future performance. Plenty of massive companies all around the world that are continuing to grow.

Used to be where if the US markets are performing poorly, the whole world followed. It’s no longer that way, European and Asian markets operate independently. An example is during Covid, the US struggled to obtain micro chips and various supplies since we rely heavily on foreign goods.

Again, VTSAX is diverse and a viable option. I’ll stay more diversified since I cannot predict the future.

Like I said, personal preference. International has been performing well these last few years. I want to cover all weighted stocks and that’s what VTWAX does.

Not an issue, it is all preference. I personally prefer VTWAX because I like to have more international exposure. I will add bonds when I turn 40ish.

I don’t mind, I appreciate you even considering this lol

Appreciate you

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