ironicsharkhada

ironicsharkhada OP t1_j4iv7bz wrote

Reply to comment by GeorgeDaGreat123 in [OC] I tracked my spending for a whole year (2022). Every receipt was tracked in a monthly spreadsheet and I compiled this chart from there. My income shown is post-tax and after investment/saving account contributions. I get paid hourly and for overtime work. by ironicsharkhada

Retail includes all purchases from stores. I bought a lot of gear this year because I finally have the time and money to do so. In august I bought a nice bike. I do not expect retail to be that high this year. I was making up for living very frugally previously.

1

ironicsharkhada OP t1_j4iufs4 wrote

Reply to comment by mapef in [OC] I tracked my spending for a whole year (2022). Every receipt was tracked in a monthly spreadsheet and I compiled this chart from there. My income shown is post-tax and after investment/saving account contributions. I get paid hourly and for overtime work. by ironicsharkhada

I didn’t include income that went to taxes or savings because this chart is just a representation of my disposable income. I was under budget and the remaining 2k will just add a bump to my savings.

2

ironicsharkhada OP t1_j4djy2o wrote

Reply to comment by peter303_ in [OC] I tracked my spending for a whole year (2022). Every receipt was tracked in a monthly spreadsheet and I compiled this chart from there. My income shown is post-tax and after investment/saving account contributions. I get paid hourly and for overtime work. by ironicsharkhada

I had 2 big purchases this year for my hobbies. One in February and one in August. Retail is stuff I bought from a store that doesn’t fall under entertainment (concerts/movies/sports).

2

ironicsharkhada OP t1_j4dimkk wrote

Reply to comment by GeorgeDaGreat123 in [OC] I tracked my spending for a whole year (2022). Every receipt was tracked in a monthly spreadsheet and I compiled this chart from there. My income shown is post-tax and after investment/saving account contributions. I get paid hourly and for overtime work. by ironicsharkhada

My housing costs fluctuate because my roommates are bad at keeping track of utilities and I wasn’t charged every month. I also included purchases for things that were for the house. What’s confusing about retail?

0

ironicsharkhada OP t1_j4didfk wrote

Reply to comment by itsniickgeo in [OC] I tracked my spending for a whole year (2022). Every receipt was tracked in a monthly spreadsheet and I compiled this chart from there. My income shown is post-tax and after investment/saving account contributions. I get paid hourly and for overtime work. by ironicsharkhada

I moved to a nicer neighborhood and went from living with 3 roommates to 1. There are reasons to move besides being closer to work.

4

ironicsharkhada OP t1_j4c7szu wrote

Reply to comment by frntwe in [OC] I tracked my spending for a whole year (2022). Every receipt was tracked in a monthly spreadsheet and I compiled this chart from there. My income shown is post-tax and after investment/saving account contributions. I get paid hourly and for overtime work. by ironicsharkhada

That's not a bad idea. I made this tool to keep track of my disposable income and make sure I was not over spending. A taxes and investment column would be a nice addition though.

1