Warren Buffett's credibility doesn't come from just being rich. He is known for his talent in growing wealth, and he gives some solid financial advice. This meme is just a witty statement annoyingly represented as advice.

I'll argue that no plan = stupid plan by default. Planning won't prevent a stupid plan, but it sure does reduce the chance of one.

I've heard that mishap rates increase the day after a time change, particularly in spring. Is that actually true? If so how long does that effect last?

Wish I could have been there when they dropped those 132 cats.

I think the "afraid to fail" goat and its opposite are more about people that don't get started because they fear failure. There's also a toxic version of being so afraid to fail that you cut corners, lie, cheat, steal, put others in danger, or take excessive risks to avoid failing even when the risks are high and reward low.

There is some truth to it. I'm thinking those stories come from salaried office jobs. Most lawyers, doctors, auditors, military, and other professionals I work with can easily put in 70 hours a week. And as far as those weekly hour averages are calculated, I wonder how they include people with 2 or more jobs. Also, I suspect that we don't have a great leave system here compared to other developed countries.