Thanks for letting me know, I’m newer to all of this so trying to learn as much info as I can to make the best decision for the future

Thank you for your response! I’ve always made it goal to put at least a little above the minimum payment on my credit cards every month (I have 2 & plan to cancel one once it’s fully paid off cause interest rates are increasing)

Oh my bad I’m not trying to break any rules I truly just wanted some honest opinions

I just saw the one post of someone saying they got a letter in the mail about their mortgage increasing by $600 so I thought I’d ask! :)

That makes sense. I’m mainly just trying to figure out how much to save up between my partner & I. Don’t need a fancy house. A 3/4 bedroom and 2/3 bathroom with a decent backyard where we can have a garden with fresh produce & flowers is what we’ve talked about.