ddmazza

ddmazza t1_j6a7c0x wrote

First priority should be stability. How worried are you that the company run by the 80 year old could leave you without a job or any type of income stress.

Second is the type of work, clearly you like that old place better.

The move seems like a good choice but since the reason you left is still the same doesn't make sense to go back.

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ddmazza t1_j5dnja3 wrote

Focus on your bf and your relationship with him. I'd believe him if he says not to worry.

Ask your bf the best way to deal with his parents.

I suggest you stop going over thete and have your bf spend time with your family. They may see that they aren't just driving you away but also their son.

Perfume not a good cover for the smell of weed, try fabreeze.

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ddmazza t1_iybjoxe wrote

They require a bit more in escrow than what you actually pay, not sure on the amount. I'd find out what the insurance and property tax bills are before calling so you'll have that info.

You can request to make those payments yourself and take them out of the equation if they are needing you to keep way more in escrow than is necessary.

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ddmazza t1_iybijqt wrote

So sorry tjis happened to you but lesson learned and at least you know you'll never fall for this again. I'd look into ways to make some money as a way to get it back. Maybe handyman services or help people move

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ddmazza t1_iyb7orf wrote

Can you share a car? Insurance will be rough on two cars. If you buy a car for cash you can just get liability insurance and not comprehensive.

I'd start a roth account in addition to your 401k. Anything you put in can be taken out penalty free so it can serve as an emergency fund.

Focus on getting 6 months of expenses in a savings account and seems like you're close. That can tell you what you can afford to put toward a car.

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ddmazza t1_iyavgmw wrote

Talk to them and get them on board with getting g a plan first. Then find out what their social security benefits will be. Then figure out what their income and come up with a budget.

Can't do anything for them without them acknowledging something must be done.

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