It's take home. Note that it's for housing cost, not mortgage- this includes all of the repairs and ongoing maintenance on a home that will now be your responsibility. More of that can be mortgage if less of it is spent fixing an old roof or a flooded basement.
darbosaur t1_iy9dm6a wrote
Reply to comment by ProspectiveHomeBuye in Buying a house next year, what’s a reasonable budget for mortgage payment? by ProspectiveHomeBuye
It's take home. Note that it's for housing cost, not mortgage- this includes all of the repairs and ongoing maintenance on a home that will now be your responsibility. More of that can be mortgage if less of it is spent fixing an old roof or a flooded basement.