Thank you. I missed the huge transfer fee…

Does anyone here have direct experience using a 0% APR card for balance transfers? I am looking at the Discover It Balance credit card.

Here is my situation and thought process: I have a higher than normal credit card balance. I have plenty of cash on hand, more than ten times this balance. But I am thinking of just transferring the balance over at zero % for 18 months and then paying it off in full. I’d continue then paying off the cards I normally do in full each month, and planning to wipe out the transferred balance with a lump payment from A savings account before the interest begins to start (appx 15-17 months from transfer).

Does this make sense to do? Am I missing anything or failing to consider anything?

But I am unsure on the following:

1. How will my existing credit card issuers going to view this, or do they care at all?
2. How does the transfer work? Is it as simple as giving the info where the balances reside to the new creditor?
3. How would this impact my credit score? I am assuming a ding for a hard pull, but potentially increasing my overall credit limit and having a Marginal impact?
4. Am I missing any considerations that would possibly dissuade me from pursuing this course?

Thank you.

Are you allowed to pump your own gas at the Vince Lombardi or other Turnpike locations? My mind is drawing a total blank.