I did reach out to them today as soon as I noticed. Thanks!

So we use a PEO to mange all our payroll and benefits. We switched in October. I had contributed $15600 with the first vendor. And then today I saw my check and my year to date with the new one is $6357. That’s puts my total at $21947. This new company has been an absolute nightmare to get things done correctly and I think what happened was that they took a contribution from our end of year bonuses which the old vendor never did.

This is obviously over the IRS max contribution. What happens now?

I’ve never thought of it in this way specifically but this is exactly why our situation works. My husband makes 2x as much as I do but my job is way more flexible. I can always take time away to go pick up sick kiddo, run to doctors appointments, go to school activities etc. I can take last minute PTO. I can request off PTO and run into the negative if I don’t have enough saved up. I can definitely make more if I change companies but I would definitely lose this flexibility.

I had to do a double take when I saw this.