Run your car a couple more years and then buy a used ‘23

Sure you can afford it, but buying a new car vs one 2 or 3 years old will extend your retirement a couple years.

You say your single, so what family do you need to transport? Don’t forget another chunk for yearly excise tax. I have lived in a city, you don’t want a new car in the city.

TLDR: You can afford it, but it is not the wisest decision to do so.