Thank you for the kind words, we don't have access to any of her financial records. Right now it's all being held by her father, who is refusing to help us, and truth be told -- he barely makes sense anymore so he probably wouldn't be too much help.

The only reason we know about this insurance is the fact her aunt stuck around to help clean up the property and found the insurance policy that lists my spouse as the beneficiary -- otherwise we wouldn't of known this policy exists.

Thank you for the kind words

Sorry for the miscommunication, and thank you for the kind words. We have been grieving and taking it one step at a time, she died in November.

We have plenty of copies of the death certificate, the funeral home is already paid and services are already planned. It's just wrapping up all the legalities we're struggling with.

We called the insurance company and they mailed us the claim of death form. What's the worst that would happen if we only list the information we know instead of going through all the medical/banking records? Some of which we won't even have access too (banking) since her father is refusing to help us.