Every time I go to buy something and I see an offer from Affirm at 0% interest I always take it.
Their "game" is obviously they're hoping a payment bounces and they can charge me a bunch of interest. But in my personal experience, I've noticed usually the 0% payment option pushes me over the edge to make the purchase. Just recently I needed a new belt and went belt shopping. I found one I liked. While browsing the website I also saw a new wallet I liked. I want a new wallet, but I could wait a couple of months before buying one. But when I saw I could make payments over a few months at 0% I just went ahead and bought the wallet too. So they got me to spend twice as much as I would have otherwise.
antwan_benjamin t1_jabwwtl wrote
Reply to Affirm: 0% Interest for 36 monthly payments. Why wouldn't you do this? (US/CAN) by nabeel_co
Every time I go to buy something and I see an offer from Affirm at 0% interest I always take it.
Their "game" is obviously they're hoping a payment bounces and they can charge me a bunch of interest. But in my personal experience, I've noticed usually the 0% payment option pushes me over the edge to make the purchase. Just recently I needed a new belt and went belt shopping. I found one I liked. While browsing the website I also saw a new wallet I liked. I want a new wallet, but I could wait a couple of months before buying one. But when I saw I could make payments over a few months at 0% I just went ahead and bought the wallet too. So they got me to spend twice as much as I would have otherwise.