airportwaiting
airportwaiting t1_je2zc6r wrote
Reply to comment by Flopcandy in [Beginner] In my location, my bank (PNC) has a savings account interest rate of 0.03%. Capital One is 3.4%. American Express is 3.75%. Is there any reason not to switch to one of those? by Flopcandy
Commented elsewhere, but would just like to add - I don’t think that list is accurate as the state I am in is listed as unavailable, but I have the 4%
airportwaiting t1_je2z1r5 wrote
Reply to [Beginner] In my location, my bank (PNC) has a savings account interest rate of 0.03%. Capital One is 3.4%. American Express is 3.75%. Is there any reason not to switch to one of those? by Flopcandy
There’s no good reason not to switch and it takes only a few minutes, but if you don’t feel like switching definitely at least email PNC about it.
I recently sent PNC a note that I was switching for more competitive rates (capital one), they told me to call customer service. I did not feel like calling customer service, so I moved all my savings to my capital one. Two weeks later I have an email from PNC saying my new savings interest rate is 4%. So yeah idk just message them lol
airportwaiting t1_je350nm wrote
Reply to comment by neuro_turtle in [Beginner] In my location, my bank (PNC) has a savings account interest rate of 0.03%. Capital One is 3.4%. American Express is 3.75%. Is there any reason not to switch to one of those? by Flopcandy
Weird - no I did not. If they’re giving you this much crap just go to Ally or capital one haha their loss