I'd be curious to hear if anyone has had good experiences with claims at NJM recently. I just added home insurance to my NJM bundle, and that was very easy. Dunno how things are over in claims though

Sorry, that was rude of me. I was just astonished that anyone could think there is absolutely no dimension in which bullying had improved

HAHA! God, you clearly don't have a kid or are massively out of touch. In the 90s, we went through hell! "Gay' and 'retard' were slurs and we used them like oxygen. My kid now reports experiences that are miles beyond anything that could have happened in my day. Massive improvements. Huge amounts of social sensitivity, sensitivity to pronouns, sensitivity to eating disorders, stress, different financial situations. Being heavy or attractive are not as important as they used to be. Of course all of this stuff is also the subject of bullying, still. I'm not saying it's gone away. It still happens all the time. But it is SO much better than it used to be. If you think otherwise, you don't remember what we went through.

Social media for sure makes some cases worse, but overall it's so much better than it used to be