aholeinthewor1d
aholeinthewor1d OP t1_iyb8qte wrote
Reply to comment by Werewolfdad in Quick question about Apple Card refund by aholeinthewor1d
Just trying to get a better understanding of all the options. I'm still not sure if there are any other downsides other than wasting $5? Does it hurt anything with my card or credit since I only made a min payment and had to pay interest? Sorry if these are dumb questions I never really got into credit cards much
aholeinthewor1d OP t1_iyb8gdu wrote
Reply to comment by ahj3939 in Quick question about Apple Card refund by aholeinthewor1d
Just trying to understand a little better.. wouldn't I end up only losing the $5 towards interest? Then I'll just have a $5 balance on the account?
aholeinthewor1d OP t1_iyb83sv wrote
Reply to comment by Werewolfdad in Quick question about Apple Card refund by aholeinthewor1d
Thanks I did some more research and have a decent idea of how it works now.
One question. What is the downside to just making the minimum payment which is $25 with $4.54 interest? I mean I lose $5 but then I don't have to take another $300 out of my checking, wait for the fund to hit, then call, and then wait for a check or bank transfer. Is there any downside to that?
aholeinthewor1d OP t1_iyb3uuu wrote
Reply to comment by Werewolfdad in Quick question about Apple Card refund by aholeinthewor1d
ahh ok I didn't even think of that. Is that 100% possible with the Apple Card (Goldman Sachs)?
So you're saying pay the $244 tomorrow which brings my balance to $0. Then once the Amazon refund hits I will be able to withdraw that $244 via a check?
Submitted by aholeinthewor1d t3_z8dqth in personalfinance
aholeinthewor1d OP t1_iybhbyf wrote
Reply to comment by kirklennon in Quick question about Apple Card refund by aholeinthewor1d
I was estimating with the "few weeks" lol. My $244 due date is def tomorrow