The power of the government in a bankruptcy situation is pretty different from a private debt collector trying to execute a judgment. People run from their creditors all the time. You act like this is a novel situation. It's not.

Per his post, he lives in a state where his wages are not directly subject to garnishment or collections. His employer wouldn't be subject to that as a party as a result. So long as it never touches a US account as a receiving party in the first place outside of his employer he is in the clear. Other consequences would exist - his credit score would take a hit, etc. Not giving up significant amounts of money often can be the better option.

By his own admission, this man is a debt collector. Please don't take advice from someone in other circumstances would be the first to take his pound of flesh.

Assuming you are in a situation where significant assets are liable to get taken from you, it's a perfectly valid answer. Credit Suisse or UBS are pretty standard options. Offshore accounts: not just for the wealthy. Mind, again, this is assuming large enough sums that it is worth it (high five figures would be the minimum). Anything else and you're probably better off using cash and cashiers checks in the short term.

Arrange to get a physical check/get off direct deposit. Then you can open a bank account based out of another country that doesn't have any US branches. Do your research so you don't get one that takes huge fees. That is frequently the easiest way to fight an account being garnished as those accounts are not subject to US jurisdiction. But DO tell the IRS about them when it comes time to file taxes so you don't get fucked there.