This. Insurance plans aside, HSAs are superior to FSAs because FSA accounts are “use it or lose it.”
I put together a spreadsheet to compare my high deductible plan to the other options and in almost all cases (from zero spend all the way through the out of pocket max), I’m spending less with the high deductible plan + HSA.
TheStoffer t1_iue1jt6 wrote
Reply to comment by 1amTimon in Is there a downside to enroll in HSA vs. FSA? by newsboyron
This. Insurance plans aside, HSAs are superior to FSAs because FSA accounts are “use it or lose it.”
I put together a spreadsheet to compare my high deductible plan to the other options and in almost all cases (from zero spend all the way through the out of pocket max), I’m spending less with the high deductible plan + HSA.