Supersnoop25
Supersnoop25 t1_jeffeg9 wrote
Reply to CD vs T-bill what’s the best move? by maccc095
What rates are you seeing for either? To me it seems like almost no cds are worth it right now as you can get over 4% in hysa or money market funds. Also how long will you not need the money?
Supersnoop25 t1_jefehde wrote
Reply to comment by pew-pew-the-laser in 22 and in $10,000+ Debt by Balance_Holiday
OP didn't say what plan he has there's a good chance it's a plan where they include the cost of the phone in the monthly payment. I've done the math every couple of years when I get a new phone and it's cheaper for me to stay at Verizon vs a cheap place if I still get a $1000 new iPhone. Obviously the cheaper places can save a lot of money with older phones.
Supersnoop25 t1_j2esh3j wrote
Reply to comment by why-rooftop in Debt Relief - Loss of Income by why-rooftop
For only 16k it seems like the other person getting a job would be all you need. You definitely could speak to a bankruptcy lawyer if you can find a free consultation or somthing. From what I understand 16k is on the lower end of it being worth it.
Supersnoop25 t1_j2e67pt wrote
Reply to Debt Relief - Loss of Income by why-rooftop
How much debt are you in not counting the house? Why has your SO not got a job yet? Even a low paying bad job while looking for a new job is better than no job.
Supersnoop25 t1_jefhw8j wrote
Reply to comment by maccc095 in CD vs T-bill what’s the best move? by maccc095
Basically you can't really make a mistake here. 5% cd is pretty good. Personally If it's some fixed income like this I like to have the ability to take it out whenever so I have a pretty large amount in money market funds. Basically cash sitting in an brokerage account making 4.5%.