SheepImitation

SheepImitation t1_j6ovm0z wrote

Did you get a letter in 2007 stating you loan(s) was Paid in Full?

Sometimes, you pay what you THINK is the correct amount (on the bill) but you need to always get a payoff amount and pay THAT. The payoff amt takes into consideration the Interest and such paid up to THAT DAY. Otherwise, you may have paid the last full bill, but still owe for the accumulating interest and fees and such from the day the bill was calculated up until the time you paid it.

If you got the Paid in Full letter, explain this and hang up.

If you DO NOT HAVE THIS, ask for proof that you owe the money IN WRITING. Full stop. no negotiating no nothing. You get the paper/proof and will review it. Do not give them access to any accounts and do not send them any money until you get this.

You do also want to check with the Uni as to if you still owe as they ought to have records of this. While this is sounding scammy, it MAY be legit if you never paid the entire debt off and received the Paid in Full letter.

PSA: If/when you pay off your debt, you will receive a letter stating such. THIS IS WORTH GOLD. This is your PROOF that you paid them fully. KEEP IT SAFE. Since this type of situation (rightfully or wrongfully) happens all the time. If you have proof you paid them, the collections ppl can go suck on lemons.

source: I've paid off numerous college/car debts.

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SheepImitation t1_j5wtfk7 wrote

This^^ cell phones and tablets also have this option. I use it at night since I more than likely will end up misplacing the glasses in the first place. Plus these can be scheduled so its a 'set and forget'.

I only turn mine off if I'm doing color work for art.

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