Only thing I would recommend is - when talking to your lender - talk though any state-specific issues/benefits to consider in marriage vs No marriage.
For example, in CA and other states married couples can title their property with “right of survivorship.” This is a good benefit as in the death of one person, it allows for the automatic transfer of the entire property to the other bypassing a bunch of potential probate issues.
Might be worth considering an on-paper marriage if there’s a legal/financial/tax benefit to buying as a married couple.
SeantotheRescue t1_j2al527 wrote
Reply to First Time Home Buyer by DaLeprechaunDon
Only thing I would recommend is - when talking to your lender - talk though any state-specific issues/benefits to consider in marriage vs No marriage.
For example, in CA and other states married couples can title their property with “right of survivorship.” This is a good benefit as in the death of one person, it allows for the automatic transfer of the entire property to the other bypassing a bunch of potential probate issues.
Might be worth considering an on-paper marriage if there’s a legal/financial/tax benefit to buying as a married couple.