And lessons are important, I don't mind that, but I'd prefer not to have to learn $2000 lessons of which a billion dollar company gets to profit on within a trillion dollar industry. Something about that just doesn't sit right with me and I know I'm not the only that this has happened too.

My statements were online and to be honest I tend to forget things once they are handled or dealt with in a certain way. It actually dawned on me at some point where I asked myself why I was even still making payments, because it should have been paid off and that's when I looked at my account and began to figure out what was going on

I'm not saying they need to spell out every single bullet point, but to intentionally hide something that is an obvious negative like this is always shady in my opinion. They were more than happy to mention into detail all of the positive aspects but not the the negative even when I was asking questions and being somewhat skeptical during the meeting. I simply was not educated and lacked the experience in this specific situation to ask the right question and now I have to pay for it which in my opinion may not be illegal or anything, but it is fucked up

They should at least mention and make sure the client is aware of such an important detail though. Especially when I had her reiterate that there was no interest on a couple of occasions because it already sounded like a too good to be true kind of thing

I only remember signing a piece of paper in which she was writing things by hand as she was explaining the payments and how long the loan was. Like I said she never explained the part about there being another date, where interest gets dumped into my account if not fully paid off. Unfortunately I did not get a copy of this paper and I have tried calling the dentist's office and carecredit to see if they still have it but they don't.