Yeah, many people won’t be able to retire, unfortunately. We live longer and are having less children. Not a great combination for comfortable retirement plans.

I wouldn’t say “obviously”. Many people are very irresponsible when it comes to retirement planning and think social security is this pension gold mine designed to give retirees plenty of money to live comfortably.

You’ll have social security, it won’t be as much as current retirees, but you’ll have it. It also should not be your retirement plan. It should be a part of your retirement strategy. Social security was never meant to be a retirement plan for Americans. It’s purpose has really always been an assistance program to ensure adequate basic needs for retirees. You’re not retiring to a golf course in Florida on social security.