Google high yield savings account UK. Typically online banks have better rates (3-4%)

Yeah when my mom went to my brothers house one night and he woke up in the middle of the night to see her crouching in front of the door in a protective stance with a knife… I knew I had made the right (but difficult) choice not to allow my mom to stay at my home even in times of crisis. I have a 5 year old that I want to protect and I do not want to scare….

I would reach out to the local chapter of the Florida’s department of elder affairs and see if they can connect you with a social worker. The trouble we had a lot of the time was that my mom would be appointed a social worker who was employed within the hospital ER and their job would be to ensure she got referred and moved to the psych hospital… and then at the psych hospital one that seemed to just give out pamphlets and let her know about intensive outpatient group therapy and try to get her out… I would be like JESUS IS THERE ANYONE WHO CAN JUST MAKE HER TAKE MEDS?

so the ones you encounter in crisis mode typically are employed by the institutions and have very short term purviews. So I think going to the council on aging may be able to help more broadly with housing and Medicaid applications.

She sounds a lot like my mother. We moved her into an assisted living facility that doles out her medication. She suffers from EXTREME paranoia when her medication is not calibrated precisely so the assisted living has been a major stabilizing force. It is very expensive - around $4200 per month. She’s got some assets that she is burning through, but there will come a time where I will be in the position of having to pay for her or explore Medicaid.

Is your future MIL on Medicaid? (Not Medicare…)

Does she have a social worker?

Another resource is r/agingparents

Here’s a link to some of what Medicaid covers

What is causing the inability to do these things? Is it dementia or some other medical issue?

Where in Texas do you live now? There’s less of a delta between Austin and Seattle than Longview and Seattle