LittleMissExplorer

LittleMissExplorer t1_iudziog wrote

I have always been a healthy adult that has only needed preventative care. I had an FSA before and it seemed great until the end of the year came, it was set to expire, and I had to spend that money on crap I really didn't need. Ten years later I still have bandaids. Now I have a HDHP with an HSA and fully expect to use little to none of the HSA money. Since it rolls over I'm just going to let it sit there until I need it. I had access to these types of plans before but never tried them because my wages were so low I struggled to keep a 1k emergency fund and couldn't fathom how I'd handle the deductible if I needed non-preventative medical care. Now I'm paid better and see how its possible.

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