I just pay on the app whenever it shows a balance. I have two credit cards and my utilization rate is 0-1%. This has very much helped my credit score compared to when I carried a balance.
The only time it is not 0% is when there is a payment pending when my statement comes out, but it doesn’t change my credit score much, if at all.
HippoAggravating3481 t1_iyc46bg wrote
Reply to Does paying your credit cards weekly rather than monthly affect your credit score (positively or negatively)? by FromCarthage
I just pay on the app whenever it shows a balance. I have two credit cards and my utilization rate is 0-1%. This has very much helped my credit score compared to when I carried a balance.
The only time it is not 0% is when there is a payment pending when my statement comes out, but it doesn’t change my credit score much, if at all.