Due to the nature of the second death, we had no will for the estate and I had to go through probate court to be able to be the executor of the estate at that time. To answer your question about cosigning, no I did not cosign on this loan.

Yes, it has. All other debts were paid off as I was made aware of them at that time as well.

The debt at that time from what I can tell was being paid on a monthly payment plan at that point, but had not been fully paid when the second parent passed away.