It will be ok..it takes little time to repair the credit but it gets better with time. There is lots of great advice here already.. and you got time. Try to tackle the negative remarks on your credit report by writing them and researching more. In the meantime pay off little by little, don't miss any payments. Myfuco credit forum has great advice on how to eliminate negative remarks from your credit report. I've been there and done that. Good luck.
Freeman047 t1_iy5stor wrote
Reply to £20k in debt and it's become too much to handle and is killing me. What can I do? (breakdown below) by StarlordsTrees
It will be ok..it takes little time to repair the credit but it gets better with time. There is lots of great advice here already.. and you got time. Try to tackle the negative remarks on your credit report by writing them and researching more. In the meantime pay off little by little, don't miss any payments. Myfuco credit forum has great advice on how to eliminate negative remarks from your credit report. I've been there and done that. Good luck.