Should be good, but I hear you: about a month ago I opened an account and made a few smaller deposits just to be sure, and I had no problems at all, moving from both directions. Happy interest-making!

You can just use a Canadian ATM (called ABM in Quebec, if I recall, not sure about the others) to get cash. It works pretty much the same. The fee (or not) should depend on your bank—I think mine used to have like 5 free from other banks, including any in Canada.