Fellow doc here. Now is a great time to maximize your roth, because your have been taxed less on the money you are putting in. I would prioritize maximizing your roth and your TSP minimum should be to the 5% match. Would throw any extra you can afford into TSP up to the limit. This decreases your taxable income, but that doesn’t matter as much at this point in your career.
Would second reading WCI book cover to cover. I’m not going to change your mind on crypto, but the big picture view will help you figure out where you want your crypto piece to fit.
DrJaymez t1_j2b8e80 wrote
Reply to How to balance savings and investing (TSP vs Roth IRA) by sadmedstudent2022
Fellow doc here. Now is a great time to maximize your roth, because your have been taxed less on the money you are putting in. I would prioritize maximizing your roth and your TSP minimum should be to the 5% match. Would throw any extra you can afford into TSP up to the limit. This decreases your taxable income, but that doesn’t matter as much at this point in your career.
Would second reading WCI book cover to cover. I’m not going to change your mind on crypto, but the big picture view will help you figure out where you want your crypto piece to fit.