BaggyHairyNips

BaggyHairyNips t1_j6h48i3 wrote

Yeah this. I work with contactless payments. When you load a card on your phone, the phone doesn't even have your credit card information. It has a token which is associated with your credit account and software which talks to your CC network (VISA or MasterCard or whoever) via the payment terminal. There is no way to pay without the CC network being in the loop. The built in token on your credit card works similarly.

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