Thank you. I needed this.

1. Set your bank to transfer 10% of your paycheck into another account. The idea is to pay yourself first. You be surprised how fast time goes by. That is how I managed to save for 6 months of expenses with little effort.

2. Try to go to night school or trade. It doesn't need to be Uni. Even a certificate for training. In this current times, documents proving a basic education/training are important. I've seen so many people being underpaid due to lack of "education".

3. Invest in ETF. Learn how to make your money work for you. Now it's the time, you are young.