Shows on Experian for me…

Affirm loan on prime day over summer dropped my score almost 30 points and it has taken almost 6 months to get back to where it was… that was the only change on the report when this occurred. All revolving accounts are kept below 30% usage and if I would have just put it on my capital one card I would have been better off then using 0% interest affirm when I had payed it off in two months anyways

Traditionally yes but using services like affirm show as a new loan every time screwing with your age of credit, credit usage, and more