Many would argue the assessment system is broken, in more recent years some of the gov't entities have been spot assessing recent buys effectively punishing the new owners.

That's a fair amount of people there, but something else to remember is much of the new SFH has been in Cranberry and along 68 because the taxes are somewhat tolerable. In this some parts of this county the same properties would have double the taxes and not be feasible to build in the first place.

Thanks. In this county I would think the constant movement isn't as advantageous due to the broken assessments system though Cranberry and Cecil may not be as affected.

Why eight years?

Go for the budget, essentially interest free credit line.

Through Dec 15 (Peoples):

Budget: $81

Nov-15-Dec-15: $158

Commodity: $8.1350 per MCF ($3.36 last Dec).

Thermostat @ 66F

1970s construction, insulated walls and attic though all original.

Edit: Good news is spot is $3.97 but it seems the companies are billing on October prices despite the 100% commodity price drop.

>Scientists Destroyed 95% of Toxic 'Forever Chemicals' in Just 45 Minutes

with this one simple trick!

As an auto enthusiast and former wholesaler I could talk for hours on the subject of used cars, but the best advice I can give you is here.

The next best advice I can give is as a rule don't buy GM after 2010, though before some of the car models make surprisingly good beaters hence the Buick (its an '07).

Prior to my career in IT I was an automotive wholesaler, I could talk to you for hours about automotive valuations and auction data. I can also tell you in April of 2020 Manheim registered to my knowledge the only double digit average drop ever at 11%, which then rebounded and went three points over March 2020 by the end of May. If you had told me prior to 2020 this would happen I wouldn't believe you, because such a swing industry wide is stunning. I was still working part time in 2008 when the world fell apart, I don't recall we saw such monthly swings as an industry then but if we did it was the last time prior to April 2020.

In 2014 I argued on average the block as a whole was 30% higher than it should be, and every year after it rose causing the banks to predict a drop scheduled after 2017 when 2012-15 lease inventory would start to hit CPO remarketing. My absolute favorite part of this is Morgan Stanley was famously predicting an extreme bear case of -50% by 2021 :D

Then I was skeptical but like many I chat with in and outside of the industry we saw a +/- 10% decline coming which never came. Looking at the chart in the article the pricing was in the 125 range in 2017, in the link you provided the chart now is 202.6 in six years down from 230s or more than 100% higher in a short time. Before the world blew up the second time this century, it looks to have been around 140 which was already higher than the predicted bull case by 15 points. Now that dealers are all sitting on inventory in the 200-230 range period (depending on when acquired since 2021), you think there will be a 60 point drop which would literally bankrupt most of the used industry who would then be 30%+ negative on their inventory sunk costs? I'd like everything to return to the mean as well because none of the valuations since March 2020 of anything are real but I don't see it happening. Just like we didn't see any drop as predicted in 2017, dealers will employ the same wholesale and retail tactics to keep the used market stable.

On Carvana et al this is the only major variable I see and perhaps the implosion of the VC used car companies may trigger something unexpected, but Hertz started dumping its inventory into a rising market and didn't trigger a pullback at all. I asked around a little when Hertz was going on, the liquidation company purposely was not releasing inventory as it sold as you would think but only in small chunks and held back everything else until those chunks cleared. If Carvana went Ch 7 I would expect more of the same, in my view something unexpected and uncontrolled would have to happen to trigger a major market shift in the short to mid term.

>Then absolutely get rid of the car. The used car market is dropping and will continue to drop over the next year, so you're going to get less and less for it the longer you wait.

Just like real estate is dropping, eh? Also like real estate, dropping 3% after rising 30% isn't really "dropping" (BONUS: You're not supposed to pay over MSRP for any automobile that's not a niche or exotic model, ever, so back to MSRP prices is not a "drop" either).

I just bought and fixed a loaded Buick in Pgh for less than what you spend in a year @ $300/mo inc. $115/yr more insurance.

You don't understand, depending on where you are and your needs it is very difficult to not own private transportation.

>A walkable city.

You've never seen pictures of Pgh have you? Aside from some areas in the City proper/peninsular, its nothing but steep hills and a literal mountain. I grew up about two miles from the second steepest city street on the planet. This is why normal long time residents simultaneously mock and respect the pedal biker extremists.

>With great uber and lyft options.

I had an employee who didn't own a car and used this strategy. Our office was Downtown so he took the "T" (light rail) for $100/mo (don't recall exact figure) on the yearly pass and used Uber for groceries etc. from his house in the suburbs. In 2018 we looked at his receipts and Uber was about $150/mo at the time, combined with the T pass he was sitting $250. Now he rightly argued it was still cheaper than anything but a cheap lease or paid off car between payment, fuel, and insurance but that was 2018. I don't know what Uber is going for today, the math may no longer be there.

>And pub transpo is awrsome

Based on the phrase "public transport" you sound as if you're from a Commonwealth nation. Firstly, "public transport" mostly sucks everywhere in the US and especially here in Pgh. There are a swath of City neighborhoods with regular busses but because of the geography of three rivers, bridges, tunnels, and hills or mountains very regular bus service drops off outside of Zone 2, 4, and 5. There is a light rail service but it only flows from Downtown to the South Hills, and it sucks too (it was built on existing remnants of a street car system). The Port Authority is also massively bankrupt all of the time and has essentially failed, for the service it does provide vs cost the ROI is not there and most of it should just be shut down, but I digress. The Pittsburgh region has geographical challenges closer to Switzerland but without the wealth and tax or gov't structure.

>Figure out public transit.

We don't really have that, and what we do have -regular bus service to a small area in the City proper and a light rail which only goes south from the city- is -250% in the hole and has basically failed.

>Stop using AC/Heater.

Um yeah we get 0F here now, so we can't really turn off the furnace. Humidity gets brutal June-Aug/Sept so yeah you're going to want that A/C too but yes one could pretend its the 80s and survive without it.

Renting within the City has gotten kind of dumb, despite the overall suckiness of said city compared to the surrounding boroughs.

Pgh "luxury" is probably not in same vernacular as actual luxury enjoyed in real cities.

Yinzer bro, I know what you're talking about all too well. I am confused though, if you are leaving the country in June why does any of this matter? Do you think you will get repo'd by then? You and I know all too well you can't not have a car between now and then, yet it doesn't really make sense to get into another one for six months or rent one for the same amount of time. You can't stick this out and dump the car at the end of May before you leave?

This summer, forgiveness stops... Jesus II: Undeadly Sins.

This.

Left lane to pass, then make a right to cut off the previous lane.

This is actually massively impressive given the notable handicap of yinzerism.

>downtown sucks balls

[Driving] downtown sucks balls.

That's how most large non-profits operate.

Up and at them.

Using donations to buy your way into future fossil fuel extraction contracts, well depending on where the new borders lay I suppose.

https://www.rand.org/blog/2022/04/russia-does-not-seem-to-be-after-ukraines-gas-reserves.html

If only CONgress would grant $37 billion to replace America's rubbish infrastructure with the latest technology.