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MarkinDC24 t1_jebcjer wrote

Reply to comment by celj1234 in On the topic of fake Virginia tags: looks like they fixed the 2013 date by Dcdonewell

I used to think the SAME thing. Until yesterday. I was waiting at a red light when a car came screeching to a halt. The young driver had not been paying attention, drove past the red light, and screeched to a stop in the middle of a busy intersection. As I looked over, I noticed a temporary tag.

I gave the driver the benefit of the doubt. Perhaps he was distracted. Maybe he had a long day. The light turned green, I glanced over at the car, and saw four teens in the car. The passenger driver started waving his arm my way and looked over at my car (I thought he might be dancing?).

I did not want to stare, so I looked forward again. Next thing I know, the car had moved all the way from the left lane to my lane. For your consideration, this was a three-lane road, and I was in the far-right lane. The temporary tag car had moved all the way from the left lane to my far-right lane. I tapped my brakes to ensure that I did not run into their car, and they speed off.

Say they hit me, with those fake temporary tags, I would have no insurance claim as they would have speed off.

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celj1234 t1_jebfyoq wrote

This proves my point. Some active members of the sub could be great at spotting these fake temp tags and shit. The city needs y’all.

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chaoticsquid2 t1_jebxnju wrote

If you damaged your car because an unlicensed, uninsured driver in a car that's either a junker worth nothing, stolen or both intentionally caused an accident for whatever reason, I think it's probably safe to say you wouldn't be so stoic about letting bygones be bygones.

And yeah, I'm making assumptions about the unlicensed and uninsured parts. But if somebody did that to you would you really think, "Yeah, that temp tag is probably legit and that's a totally legal vehicle and the driver is otherwise an upstanding citizen suffering a fit of temporary road rage?" At best they're a fuckin' douchebag, still.

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kappaklassy t1_jedm8t4 wrote

DC is a no fault jurisdiction for car accidents so you would be fucked either way

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Mateorabi t1_jec7s41 wrote

Your insurance covers hit-and-run and/or uninsured drivers.

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Dcdonewell OP t1_jecs9c8 wrote

It’s still a claim on your insurance which leads to your rates rising and paying a deductible.

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curioalpaca t1_jed5pvg wrote

It’s also just a fucking nightmare. My car was totaled by an elderly driver and even though everything was ultimately covered, it took WEEKS

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Mateorabi t1_jecw6cs wrote

What shite insurance do you have. I had someone cream my fender at BWI and not leave a note. I checked with my ins rep to make sure that wasn't true before filing the claim. It doesn't go up, same as if the person who hit you stayed around. (And that makes sense. It's not like it shows you're a bigger risk than they originally thought if it was the other person's fault.)

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MarkinDC24 t1_jeeecrd wrote

Have you considered my feelings? What if I don’t want the post traumatic stress that could occur from being randomly hit by another car and it speeding away. You could also empathize with the fact that my car could be totaled — and insurance often gives below fair market value of cars that are totaled. I mean, I could keep going but I hope you get my point.

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