First off, lets get the math right since your as dense as your ego is high. Tesla sold more than 3m vehicles so far. Teslas insurance is about 1500$. So that gives 4.5b, not less than 1.5b total revenue if all cars were to be insured in tesla ins. Im not sure where you got the 80m gross profit, since tesla doesnt do marketing and basically has inhouse eveything, has the best and safest ( in terms of profitability because they know their customers, thus have the best info on whether someone will crash or not ) insurance policy offered for their cars, profit will likely be north of 700m. Even with your shitty eval, a business doing 80m gross profit is worth 1.5b (LOL), this puts tesla insurance in 15b accounting value. If you include all other value boosts like future proofness, growth factor, home insurance, basically no competition and a whole package to be offered to investors, tesla insurance can and certainly will be valued at north of 100b ONE DAY. Not tomorrow, one day.