I'm not entirely convinced. I had a bank account that had a little over $5k in it that has locked me out since late November, they finally closed it claiming it was "high risk" and claim they will be mailing me a cashier's check for the funds that were in the account. They also refused to say if the check would be for the full amount that I had or not. Needless to say, I have not received said check yet.

So yeah.... I'm convinced banks can straight up steal your money if they feel like it.