You can cancel the car warranty if you want to, but you need to call the warranty company right away to do it you should be able to get that money discounted from your loan. Seeing how you’re just gullible and you probably sign for every single add-on they have at the dealer you probably got a wheel and tire package seat, protection package, a paint, protection, package, monks, other things, but a couple of those you should be able to cancel out right through the dealer. Time is not your friend you need to go right away and call the warranty company and get that squared away and then go to the dealer and return what you can more than likely you can return the wheel and tire package I don’t know about the seat, protection package or the paint protection package but it’s worth a shot and don’t let them bully you into not doing it ‘. If you’re this bad with conflicts and financial stuff, please take somebody you can trust to guide you in the right direction.